
PRODUCTS AND SERVICES - SAVINGS
Regular Savings
Minimum opening deposit of $50.00
Interest rate and annual percentage yield may change at any time
Interest paid quarterly
Must maintain a minimum balance of $50.00 to avoid a service fee of $2.00 per quarter and to obtain the disclosed annual percentage yield
Transfers from savings account to another account or to third parties are limited to six per month
A service fee of $1.00 will be charged for each withdrawal in excess of nine per quarter
Christmas Club Account
Minimum opening deposit of $1.00
Interest rate and annual percentage yield may change at any time
Interest paid at the end of the club year